Ownership & Financial Support 

Buying a home is a significant milestone, and various programs exist to help make homeownership more accessible and affordable. Whether you are a first-time homebuyer, need help with a down payment, or are exploring mortgage options, financial assistance may be available. These tools can help you understand what financial support you may qualify for and guide you through the homebuying process.

Citizens Housing and Planning Association (CHAPA) (https://chapa.org/homebuyers/potential-40b-homebuyers/) monitors over 2000 affordable homes available for ownership opportunities. 

Mass Housing (https://www.masshousing.com/home-ownership/homebuyers) provides down payment assistance to support homeownership. 

The South Shore HOME Consortium (https://www.officeofhealthyhomes.org/fthb) first-time homebuyer program provides 0% interest, deferred payment loans to qualifying households that are purchasing a single-family home, condominium, or townhouse in Randolph, Quincy, Weymouth, and Braintree.  

Massachusetts Housing Partnership (MHP) (https://www.mhp.net/one-mortgage) provides resources and homebuyer education for first-time buyers. 

Massahusetts Affordable Housing Alliance (MAHA) (https://mahahome.org/) offers homebuyer education classes for first-time homebuyers.  

MyMassHome (https://www.mymasshome.org/) is a comprehensive resource portal that guide state residents through the entire homebuying process. The website helps first-time homebuyers and current homeowners navigate affordable homeownership opportunities by connecting them to resources such as education, financing, and assistance programs.

HUD Good Neighbor Next Door Program (https://www.hud.gov/helping-americans/good-neighbor) presents an exceptional opportunity for law enforcement officers, pre-K through 12th grade teachers, firefighters, and emergency medical technicians to purchase homes in designated revitalization areas at a 50% discount from the list price.